Certificate of Deposit

United Prairie Bank offers various terms for Certificates of Deposit, ranging from 3 months to 60 months. CDs are available to all customers and offer secure FDIC insurance.

CDs usually offer higher interest rates than checking or conventional statement savings accounts.

Minimum to Open:

Varies with each CD and by office

Interest Rate:

Fixed and Variable. Check your bank’s daily rate report.

Compounding:

Varies with each CD and by office

Service Fees:

A penalty will be applied to any CD that is cancelled before maturity.

Statements:

None – notices are sent at maturity.

Restrictions:

Penalties are applied for withdrawals prior to maturity.