Business Checking Accounts

Before opening a business checking account, you’re welcome to counsel with one of our business bankers about your business needs. 

Don’t forget the online conveniences – talk to a banker about the options available to help make your banking a breeze or click here for more info!

Business Checking Accounts

 

Prairie Business
Checking1

Prairie Business Interest
Checking

Prairie Analysis
Checking

Prairie Business
Money Market2

Description:

Low transaction volume account

Earns interest
(not available for corporations, LLCs, or partnerships)

High volume account with a structured fee schedule

Earn interest on extra funds

Minimum to Open

$300

$500

$50

$2,500

Minimum Balance

$300

$500

N/A

$2,500

Minimum Balance Fee3

$5 plus $.20 per debit after 15

$15

Analysis service charge method-Maintenance and transaction fees can be offset by an earnings credit allowance based on account balance.

$15

Minimum to

Earn Interest

N/A

$.01

N/A – based on daily account balance

$.01

Transaction Fee4

None

None

None

$2

Earns Interest

No

Yes

Earnings Credit allowance

Yes

(Tiered interest)

Free Debit Card

Yes

Yes

Yes

Yes

1 Limited to 200 items per month.  Items include:  deposit tickets, each check deposited, each item debited
2 Pre-authorized, automatic transfers, telephone or internet transfers or Bill Pay items payable to third parties limited to 6 per statement cycle or calendar month (if statement cycle is quarterly.)
3 Minimum Balance Fee of $5 and $.20 per debit in excess of 15 debits is charged if account balance falls below minimum any day of the statement cycle.
4 A Transaction Fee will be charged for each debit transaction in excess of 6 per statement cycle or calendar month (if statement cycle is quarterly.)

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