Business Checking Accounts
Before opening a business checking account, you’re welcome to counsel with one of our business bankers about your business needs.
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|
Prairie Business |
Prairie Business Interest |
Prairie Analysis |
Prairie Business |
|---|---|---|---|---|
|
Description: |
Low transaction volume account |
Earns interest |
High volume account with a structured fee schedule |
Earn interest on extra funds |
|
Minimum to Open |
$300 |
$500 |
$50 |
$2,500 |
|
Minimum Balance |
$300 |
$500 |
N/A |
$2,500 |
|
Minimum Balance Fee3 |
$5 plus $.20 per debit after 15 |
$15 |
Analysis service charge method-Maintenance and transaction fees can be offset by an earnings credit allowance based on account balance. |
$15 |
|
Minimum to Earn Interest |
N/A |
$.01 |
N/A – based on daily account balance |
$.01 |
|
Transaction Fee4 |
None |
None |
None |
$2 |
|
Earns Interest |
No |
Yes |
Earnings Credit allowance |
Yes (Tiered interest) |
|
Free Debit Card |
Yes |
Yes |
Yes |
Yes |
1 Limited to 200 items per month. Items include: deposit tickets, each check deposited, each item debited
2 Pre-authorized, automatic transfers, telephone or internet transfers or Bill Pay items payable to third parties limited to 6 per statement cycle or calendar month (if statement cycle is quarterly.)
3 Minimum Balance Fee of $5 and $.20 per debit in excess of 15 debits is charged if account balance falls below minimum any day of the statement cycle.
4 A Transaction Fee will be charged for each debit transaction in excess of 6 per statement cycle or calendar month (if statement cycle is quarterly.)
