Deposit Protection

Your deposits are safe at United Prairie Bank.

United Prairie Bank pays premiums to the FDIC to make sure your deposits are insured by the Federal government.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts (“IOLTAS”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. 

For more information about temporary FDIC insurance coverage of transaction accounts, visit

You can also confirm that United Prairie Bank carries FDIC insurance by calling the FDIC toll free at 1-877-275-3342 or checking online by using “Bank Find” at:

The FDIC website also has a calculator you can use to make sure all your deposits are covered. To use the calculator, go to:

Lastly, please feel free to visit with our staff about your deposit accounts and FDIC coverage. 

Thank you for your business!