Checking
United Prairie checking accounts provide easy, low-cost access for your money management. All accounts pay a variable rate of interest and all interest yields are compounded daily, paid monthly.
| Prairie Free Checking Plus | Prairie Interest Checking | Prairie LifeSTYLE Checking | Prairie Money Market1 | |
|---|---|---|---|---|
| Description: |
No fee checking that pays interest
|
Earns interest on any balance
|
Premiere account with many benefits
|
Higher interest, limited transactions
|
| Minimum to Open |
$50
|
$500
|
$50
|
$2,500
|
| Minimum Balance |
None
|
$500
|
$5,000
(Aggregate Average Balance2) |
$2,500
|
| Minimum Balance Fee3 |
None
|
$15
|
$7
|
$15
|
| Transaction Fee |
None
|
None
|
None
|
$2
|
| Earns Interest |
Yes
|
Yes
|
Yes
|
Yes
(Tiered Interest)
|
| Minimum to Earn Interest |
$1,000
|
$.01
|
$1,000
(Checking Balance)
|
$.01
|
| Free ATM or Debit Card |
Yes
|
Yes
|
Yes
|
ATM Only
|
| Free eBanking |
Yes
|
Yes
|
Yes
|
Yes
|
| Free BillPay4 |
Yes4
|
Yes4
|
Yes
|
Yes4
|
| Free eStatements |
Yes
|
Yes
|
Yes
|
Yes
|
| Premier Account Benefits |
-
|
-
|
Yes
(See list below)
|
- |
1 Pre-authorized, automatic, telephone, internet transfers or BillPay items payable to third parties limited to 6 per statement cycle or calendar month (if statement is quarterly.)
2 Aggregate average balance is the total sum of all deposit balances in an account holder’s United Prairie Bank portfolio.
3 Minimum Balance Fee is only charged when balance falls below Minimum Balance during a statement cycle.
4 BillPay is free to any account holder making 5 or more payments monthly using BillPay. If an account holder makes fewer than 5 payments, $4.95 will be charged for that month. LifeSTYLE customers receive free BillPay without the 5 payment minimum. Consumer only.
Prairie LifeSTYLE Account Benefits:
- Interest earned daily on checking account balance of $1,000 or more.
- Checks or images returned with statements.
- FREE personalized Lifestyle Checks or $5 per box discount on other styles.
- No per check charges.
- Automatic Transfer Overdraft Protection
- Notary Service FREE
- No Fee for Photo Copies, Travelers Checks and Money Orders (limit 10 each per month)
- Stop Payment Orders FREE
- $5 Off per Wire Transfer
- Debit Card (No annual or monthly fee)
- FREE Safe Deposit Box rental (subject to availability; smallest standard size per location or same annual rental value credited to larger box rental).
- Access to Travel Events.
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