Analyst

The following full-time opportunity is now available at our Mankato, MN location:

The analyst will assist loan officers in the areas of agriculture, commercial, and real estate lending. Analyze financial information and credit reports to evaluate degree of risk of commercial loans and to prepare recommendations for the bank lending committee regarding credit limits, terms and structure of loans.

 

Accountabilities:

  • Prepare financial and collateral analysis and narration in loan reviews.
  • Maintain correspondence with participants on sold loans.
  • Track the Bank’s portfolio of bought and sold loan participations
  • Maintain correspondence with lead banks.
  • Monitor individual loans and compile periodic reviews and analysis
  • Document any covenants or changes necessary per credit during loan committee.
  • Abide by all policies, procedures and regulations of UP.
  • Any and all other duties as assigned by management.

Ability to exercise professional judgment and decision making based on the philosophy of the Bank and in the interest of the Bank’s growth and profitability. Well developed interpersonal skills needed to work with department personnel and assist other departments as needed. Ability to follow through on assignments with minimal supervision. High degree of confidentiality and professionalism.

 

Other Qualifications:

  • Bachelor’s degree in Accounting, Business Administration, Finance or related field.
  • Through understanding of financial statements, balance sheets and profit & loss accounts.
  • Four or more years of experience in related field.
  • Proficiency in alayisis software plus excellent written and verbal communication skills.
  • Occasional day travel may be required for training/meeting purposes.
  • Preferably a CPA designation or the necessary education level to work towards obtaining this designation.

Salary will be based on qualifications, competitive benefits package included.  Applicant can apply by emailing an introductory letter and resume to:  United Prairie Bank, Human Resources - hr@unitedprairiebank.com.