Savings Accounts
United Prairie savings accounts are safe, sound and FDIC-insured. All savings accounts pay a variable rate of interest and all interest yields are compounded daily, paid monthly.
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PrairieSavings1
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Prairie Gold Savings1
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College Savings Fund
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Christmas Club Savings
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|---|---|---|---|---|
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Quick Description:
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Basic saving account
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Earns a higher rate of interest
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Pays interest based on our 60-month CD rate
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Balance saved paid out on November 1st
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| Minimum to Open |
$50
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$5,000
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$0
|
$0
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| Minimum Balance* |
$50
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None
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None
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None
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| Minimum Balance Fee2 |
$5
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None
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None
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None
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| Transaction Fee3 |
$2
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None
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None
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None
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| Earns Interest |
Yes
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Yes
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Yes
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Yes (Tiered interest)
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| Minimum to Earn Interest |
$.01
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$.01
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$.01
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$.01
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| Free ATM or Debit Card |
Yes
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Yes
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N/A
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N/A
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| Free eBanking |
Yes
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Yes
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Yes
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Yes
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| Free eStatements |
Yes
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Yes
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N/A
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N/A
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| Account Statements4 |
Quarterly
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Quarterly
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Annual
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Annual
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*Minimum Balance requirement waived for account holders under the age of 18 and over the age of 62.
1 Preauthorized, automatic, telephone, internet or Bill Pay transfers to 3rd parties are limited to 6 per month.
2 Minimum Balance Fee is charged if account falls below Minimum Balance any day of the month.
3 Transaction Fee is charged for each debit transaction in excess of 6 per month.
4 Statements are issued monthly if there is ACH activity or if the account is combined with a checking account.
