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CDs, IRAs, and HSAs

Certificates of Deposit (CDs)

CDs offer a safe and secure investment option for your excess funds.  We can help you set up the best strategy to keep your funds secure, yet flexible through a variety of time periods and rates.

Customized Term CDs are available

Choose your month, week, or even exact day that you want your CD to mature. Travel south for the winter, no problem! You can set your CDs to mature when you are back in the area. Need funds for an upcoming trip or expense? Set your CD maturity when your funds are needed.

CD Refinancing is available*

United Prairie Bank offers the option to "Refinance your CD"* from another financial Institution! You could be money ahead even with an early withdrawal penalty. As interest rates rise, waiting for a CD to mature to make investment decisions could cause you to miss out on potential dollars earned. Contact one of our experts today to find out if your CD qualifies.

*Not all certificates of deposit will qualify. Fees may reduce account earnings. Penalty for early withdrawal. Minimum deposit may be required. Personal accounts only.

Contact your local United Prairie Bank expert to find out our current available rates .

Individual Retirement Accounts (IRAs)

You can take advantage of saving for your retirement through the tax benefits of an IRA. We offer both Traditional and Roth IRA options to find the option that best fits your goals.

United Prairie Certificates of Deposit or Savings account can be chosen to set up as your personal retirement savings tool, which means a variety of terms and rates are available.

Health Savings Accounts (HSAs)

Do you have a high-deductible health plan? If so, take advantage of the benefits of a Health Savings Account by putting aside tax-free funds for your qualified medical expenses. Use those funds as expenses come up or watch your funds grow over time.

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