Get cash any time, day or night, through our convenient United Prairie ATMs. Many of our ATMs also offer check and cash deposits if you can't make it to the bank during business hours. Check our list of ATM locations to find out where you can take advantage of this convenient option.
United Prairie Bank Debit Cards can be used anywhere MasterCard is accepted! Our FREE Debit Cards can also be used at ATMs to withdraw cash from your accounts.
The best part about our Debit Cards is that it can PAY to use them. Many of our checking accounts offer rewards for using your debit card, such as:
Visit our Checking Accounts page to learn more about how you can benefit from a United Prairie Debit Card.
United Prairie is now offering Mobile Wallet for your debit card! You can add your debit card to Apple Pay™, Samsung Pay™, or Google Pay™.
Use your United Prairie Bank debit card without even getting it out of your wallet. Your mobile phone is now your payment resource with Mobile Wallet.
Please note: When setting up your United Prairie Debit Card with Mobile Wallet, you may be asked to verify account and card information.
Play it Safe
With CardValetTM, you can turn your card “On” or “Off” through your mobile device.
Lost or Stolen Debit Card?
Call your local United Prairie Bank location or 800.472.3272 any time of day.
Activate Your Card and Choose Your PIN
Call 800.992.3808 to activate your new debit card and choose your PIN.
UChoose MasterCard Debit
If you have a Points Incentives Checking account, you have the great benefit of earning points rewards for many account and debit card activities. The UChoose Rewards website is your hub to:
Visit UChoose Rewards to register your card and get started today!
Call 866.445.5530 for quick and easy access to your account. You can review account transactions, verify cleared checks, transfer funds and more.
Contact your local United Prairie Bank location to register for this FREE service.
Purchase Savings Bonds or Gift Cards
It's now easy to buy a savings bond directly online through TreasuryDirect. Open a FREE account through their portal to make your purchases.
Don't forget to register your gift card to make an online purchase. You can register online or call 866.244.5360.
Safe Deposit Boxes
Keep your important documents and treasures safe and secure at United Prairie Bank. Most locations offer a variety of sizes of Safe Deposit Boxes.
Contact your local United Prairie Bank location for availability.
United Prairie Bank offers a line of VISA and American Express credit cards that meets a variety of needs from rewards to helping build your credit.
Contact United Prairie to learn more about the programs we have available.
Ordering checks is made easy through our partnership with Harland Clarke. Visit the order portal to choose a new style or simply place a re-order.
Are you ready to make the switch to a United Prairie Bank account? We now offer ClickSWITCH! It's the easy, secure way to switch your automatic payments and direct deposits to your new account. Start Switching Today!
All you need to do is:
Overdraft Service Options
What You Need to Know About Overdrafts
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.
What are the standard overdraft practices that come with my account?
We generally let your ACH payments and checks go through your account.
We do not authorize and pay overdrafts for your one-time debit card transactions and ATM withdrawals unless you request we do so.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay ANY type of transaction.
What fees will I be charged if I have an overdraft on my account?
A fee of $35 will be assessed for each overdraft item that we pay.
There is a limit of 6 fees per day we can charge you for overdrawing your account. Six overdraft fees is $210.
Are there any other overdraft protection options offered by United Prairie Bank?
We also offer overdraft sweep transfers from another United Prairie checking, savings or pre-approved line of credit (fees may apply). To learn more, ask any of our locations about this service.
What if I request that United Prairie Bank authorize and pay overdrafts on my one-time debit card transactions and ATM withdrawals?
For consumer accounts only, if you also want us to authorize and pay overdrafts on one-time debit card transactions and ATM withdrawals, stop by any of our locations or complete this opt-in form online.
You understand by opting in, that: