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Personal Loans

From vehicles to snowmobiles to campers and beyond, United Prairie Bank can help you finance your purchase. We know these kinds of purchases can be time sensitive, so we strive to offer a trouble-free, quick turnaround on personal loans.

Auto Loans

United Prairie Bank's professional lending team will lead you through your new or used vehicle purchase to find the best financing options for your needs.

Here are some tips to help the loan application process run smoothly:

  • Bring the VIN of the vehicle you wish to purchase. Check out the value ahead of time on most vehicles at
  • Bring your current insurance card or meet with a United Prairie Insurance agent for a quote.
  • Bring the title to your currently-owned vehicle or asset you wish to use as collateral for your personal loan.

Ready Reserve

Having a Ready Reserve with your United Prairie checking account can be a great comfort when dollars get tight.  Our Ready Reserve is basically an ongoing line of credit that is attached to your checking account to automatically shift dollars into your account when your account would have otherwise become overdrawn. This service offers convenience, savings on overdraft fees, and of course, peace of mind. 

All-Purpose Loans

United Prairie offers more than just auto loans. Fill out our contact form below to ask our Lending professionals to  help you get there with your personal financing needs.  We have flexible options available and the expertise to find what works best for you.