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Small Business Loans

Get ready, get set, start GROWING! United Prairie Bank can be your trusted business partner to help your business succeed, whether you are in retail, farming, manufacturing or beyond. Your small business is your passion and we can help you set out with a plan to make it thrive.

ATTENTION BUSINESSES! Click here to learn about new rules on documentation required for Beneficial Owner of new accounts and loans. Beneficial Ownership Certification Form available here.

Start Your Business

United Prairie is a Small Business Administration (SBA) Preferred Lender, which means that we can offer you the benefits of government-guaranteed loan programs, along with our expertise.

We offer SBA 7A Loans and SBA 504 Loans.  Contact us for more information.

Equipment Loans -  Permanent or Lease

You need the tools to help your operation reach its potential.  We can help you with financing for your equipment with conventional loan options, as well as competitive leasing options.

Paying cash for your equipment may not be the best long-term option to keep your business plan on track. United Prairie Bank's lending experts can help you identify a strategy to best finance the equipment to correspond with the revenue that piece of equipment can generate your business.

We can also offer the benefits of leasing options to our business clients.

Real Estate Loans

We want to help you build upon your vision of success whether you are seeking to purchase, develop or build. United Prairie can customize options that will work for you from start to finish.

Permanent Real Estate financing options are available from one to twenty-five years to work with your plans for your business property. Find out how we can help you develop your plan.

You can also count on us for support throughout your custom build from start to finish. The option of construction-to-permanent financing may also be a great tool to help you convert your financing once your project is complete.

Lines of Credit

Flexibility, cash flow management, expansion dollars, new product development funds...these are all opportunities that a line of credit from United Prairie Bank can provide.  Setting up a line of credit can be one of the best things you can do for your business.  It can save you the time of requesting financing for individual projects, allowing you to act quickly when opportunities arise. 

Find out how your United Prairie Bank lending expert can help you lock down dollars for opportunity with a convenient line of credit.