Online Banking

Checking accounts

 

 

Simple checking accounts that are rewarding when you use them. What could be better? United Prairie Bank checking accounts have a variety of features that help you earn while you spend. 

All of our accounts have access to our online and mobile services to make your banking easy. We know banking is not your top priority, so let us help you make it the best it can be so you can benefit. All United Prairie Bank checking accounts have access to these great features to keep banking easy. 

  • Online and Mobile Banking - check your balances, view transactions, and much more
  • Mobile Deposit - take a photo of a check to make a deposit with your smart phone
  • Online Bill Pay and Popmoney to pay people - simple online payment options
  • Turn your Debit Card on and off with CardValet - keep your debit card safe any time of day
  • Set account Alerts - get notifications for certain account activities that you control

Personal Checking Comparison Chart

AccountEssentialsClassicsCash IncentivesPoints IncentivesInterest Incentives

Monthly Service Charge

$5

$7

$10

$8

$15

Service Charge Refund

  • Average Monthly Balance of $500 

OR

  • Meet 2 of the 4  account activities:
    • 12 debit card purchases
    • Direct Deposit
    • eStatements
    • 1 Bill Pay 

OR

  • Account owner is age 22 or younger

Relationship Balance of $10,000*

  • Average Monthly Balance of $1,000

OR

  • Relationship Balance of $5,000*

Average Monthly Balance of $500

  • Average Monthly Balance of $1,500

OR

  • Relationship Balance of $20,000*

eStatement Enrollment Refund

N/A 

N/A

$3

$3

$3

Account Benefits

Simple structure with access to all online account management tools

  • Free Basic Checks or $5 discount on other styles
  • Free Safe Deposit Box**
  • Free Stop Payments
  • Free Transfers for ProtectU Sweeps
  • Free Insurance and Investment Reviews
  • Free Money Orders and Photo Copies
  • $5 Discount on sending Wire Transfers

Cash Back Incentives on account activities each month:

  • $.05 each debit card purchase
  • $.10 each Direct Deposit
  • $.10 each Bill Pay payment up to $1.50 each statement cycle
  • $.50 each Popmoney Payment

Points Rewards for account activities:

  • 1 point per every $2 in debit card purchases
  • 5 points per ACH debit
  • 10 points per Direct Deposit
  • 15 points per statement cycle for logging in to Retail Online Banking
  • 20 points per Bill Pay
  • 20 points per scheduled transfer to a UP savings
  • 20 points per Popmoney payment 

 Earn a higher rate of interest on your account balance up to $15,000 when these 3 account activities are met:

  • 12 debit card purchases
  • Direct Deposit
  • eStatement enrollment

Earns Interest

No 

Yes

No 

No

Yes

ATM Refunds - maximum $10 per month (with 12 or more debit card purchases)

 No

No

Yes

Yes

Yes

Account Summary

View/Print 

View/Print 

View/Print

View/Print 

View/Print

*Relationship Balance includes personal deposit and loan accounts
**Free smallest size safe deposit box or small box pricing credit towards larger box as available per location
$50 is our Minimum Opening Deposit on all Checking accounts

Ready to Switch to UP?

We’re ready for YOU! We can help switch all your auto items from your “other” bank to the best bank…UP!
ClickSWITCH helps us get it done.

ClickSWITCH Portal

 

Need a Debit Card?

It’s how you earn points, cash and more!

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We’re Online and Mobile

All the tools to make your life easy.

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bills to pay

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Payment Tools

 

Need Checks?

Place another check order with ease.

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Running short? It happens.

United Prairie can help with Overdraft assistance options. We also want you to get the items you need when you need them so let’s visit about that too.

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