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Personal loans and

credit cards

Find a Lender


Personal Loans

United Prairie Bank offers competitive personal loans to help you get those tools and toys you need. Whether you're into recreation or building your credit, we have the loan products and experts to help you get there. 

  • Auto Loans
  • Recreational Vehicle Loans
  • RV/Camper Loans
  • Savings-Secured Loans to build your credit

Apply Now!

Timely funds to make your purchase matter. Let’s talk before you shop. When you’re ready, we’ll be ready to help you get there!

Home Equity Lines of Credit (HELOC)

United Prairie Bank offers a competitive Home Equity Lines of Credit to help with whatever your unique need may be. The equity in your home is a great way to secure funds for emergencies, home improvements, vacations and much more. 

  • Fixed Rate HELOC with Competitive Rate Options
    • Interest-only payments during draw period
    • Amortized payments when the payment period begins

Contact your local United Prairie Bank consumer loan expert for more information and to apply!

consumer credit cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of
    locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases
    when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus, much more!

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any
unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International
Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Learn more and APPLY online! 

Login to your existing Credit Card account online.

Find an Expert

Curious how much payment you can afford? 

Our helpful calculators can help you determine what your monthly payment will be for your loan. 

Payment Calculator

Bank Local! Fund your community

When you borrow money from your local, community bank, you are supporting the community. Your interest paid helps support a local business, its employees, their families, schools and other businesses in our communities!


Insure Your Dream

Got that dream toy. Now let’s get it covered.

Learn More

Checking Pays Off

Learn about a rate discount if you have a UP Checking Account!

Contact Us

Mortgage Loans

Competitive options and personalized service to get you in the home of your dreams!

Find Out How

Online and Mobile Banking Security Upgrade is coming! Starting Wednesday, December 6th, you will be asked to provide your phone number upon your first login attempt. By doing so, our online and mobile banking system will be able to better identify that you are the one accessing your online accounts with United Prairie Bank! Your security is our priority! Click to learn more about this security upgrade. 

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